Do Government Programs Cover LTC?

Medicaid

1

Medicaid is a government program which covers LTC for individuals with low income and limited resources.

Medicaid Estate Recovery recoups public spending for Medicaid long term care recipients from the estates of those recipients after their death. 

    Medicare

2

Medicare is the federal government program that provides health care coverage (health insurance) if you are 65+, under 65 and receiving Social Security Disability Insurance (SSDI) for a certain amount of time, or under 65 and with End-Stage Renal Disease (ESRD). 

Medicare doesn’t cover LTC (also called custodial care), if that's the only care you need. Most nursing home care is custodial care.

The National
LTC Partnership Program 

3

The Long Term Care Partnership Program is a public-private partnership between states and private insurance companies, designed to reduce Medicaid expenditures by delaying or eliminating the need for some people to rely on Medicaid to pay for LTC services.  AHCA fully supports this program and will work hard to promote its implementation across the states.  AHCA developed this website on the Long Term Care Partnership Program as a comprehensive resource of information for state governments and consumers.

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INTRO TO LONG TERM CARE

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