Unum LTC Plan Options
Compare the Unum LTC plan premiums to the Washington State employee LTC payroll tax.
|
Unum Plan
|
State Payroll Tax
|
||||||||
|---|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
F
|
|
|
|
|
Benefit Duration
|
3 Years
|
3 Years
|
6 Years
|
|
|
||||
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
|
|
||||
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
|
|
||||
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|||
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|||
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
Benefit Duration
|
3 Years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.30
$15.90
$16.20
$16.80
$17.40
$18.00
$18.60
$19.20
$20.10
$20.70
$21.60
$22.80
$23.70
$24.90
$26.10
$27.30
$28.80
$30.00
$32.10
$34.50
$37.20
$39.90
$42.90
$45.30
$48.00
$51.30
$54.30
$57.60
$62.10
$66.90
$72.30
$79.20
$86.40
$93.60
$100.80
$112.20
$120.30
$133.80
$145.50
$157.50
$171.30
$187.80
$207.90
$229.50
$253.50
$288.00
$321.30
$361.20
$398.40
$440.10
$483.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Benefit Duration
|
3 Years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$30.60
$31.80
$32.40
$33.60
$34.80
$36.00
$37.20
$38.40
$40.20
$41.40
$43.20
$45.60
$47.40
$49.80
$52.20
$54.60
$57.60
$60.00
$64.20
$69.00
$74.40
$79.80
$85.80
$90.60
$96.00
$102.60
$108.60
$115.20
$124.20
$133.80
$144.60
$158.40
$172.80
$187.20
$201.60
$224.40
$240.60
$267.60
$291.00
$315.00
$342.60
$375.60
$415.80
$459.00
$507.00
$576.00
$642.60
$722.40
$796.80
$880.20
$966.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Benefit Duration
|
6 Years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$40.80
$42.00
$43.20
$45.00
$46.80
$48.60
$50.40
$52.80
$55.20
$57.60
$60.00
$63.00
$65.40
$69.00
$72.00
$76.20
$79.80
$83.40
$89.40
$96.00
$103.20
$110.40
$118.20
$124.20
$130.80
$138.60
$146.40
$154.80
$165.60
$177.60
$191.40
$208.20
$226.80
$244.80
$262.80
$292.80
$312.60
$346.80
$375.60
$405.00
$439.20
$481.20
$532.20
$586.80
$647.40
$736.20
$820.20
$920.40
$1,013.40
$1,117.20
$1,224.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.