Pacific Service Employees Association

LTC Insurance, the Missing Piece in your Financial Planning

Learn more about the LTC Benefit

Your Good Health

 Good health buys your coverage. If you wait to apply at a later date, and your health changes, you may no longer qualify based on health conditions.

 


 

No Other Benefit Covers LTC

Other benefits such as health insurance and
disability insurance do not cover LTC expenses.

Watch a Story About the Unexpected Need for LTC

Issue Age Rates

Rates are based on your age as of the policy effective date. Rates do not increase each year as you age.

Calculate Rates

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House Fire

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Auto Accident

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Disability

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LTC Ages 18-65

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LTC Ages 65+

What is the Risk of Needing LTC?

When compared to using other lines of personal insurance, long-term care is the highest risk. Why would you handle the risk of LTC any differently than you handled the other risks?

Calculate Your Rates

  Guarantee Issue Until "MM/DD/YYY"
  No Other Benefit Covers LTC
  Issue Age Rates that won't increase as you age

[[Carrier]] Plan at a Glance

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Detail 

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Detail 2

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Detail 4

Detail Explainer

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Unum Plan at a Glance

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FAQ

Getting Started is Simple

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Recieve Your Policy

We're Here to Help

Licensed long-term care specialists are available to assist you in understanding the plan and rates.

Call (877) 286-2852

Apply Now

Take advantage of this benefit and safeguard your future tomorrow.